know how important it is to save for your retirement or your
child's education. If
you payroll deduct just a small amount each pay period, you can
create a substantial nest egg or fund for your child's higher
We offer the three common IRA's:
Defers taxes on the earnings until withdrawn; contributions may be tax deductible.
Earnings may be
tax free if the account is open for 5 tax years & withdrawn for a qualified
reason. Contributions are not tax deductible .
and penalty free withdrawals for qualified expense.
Contributions are not tax deductible.
IRA Share Account -- no
minimum balance required.
IRA Share Certificate --
18 month term. A minimum deposit of $1000 is
required to open a certificate.