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We
know how important it is to save for your retirement or your
child's education. If
you payroll deduct just a small amount each pay period, you can
create a substantial nest egg or fund for your child's higher
education.
We offer the three common IRA's:
1)
Traditional
IRA
Defers taxes on the earnings until withdrawn; contributions may be tax deductible.
2)
Roth
IRA
Earnings may be
tax free if the account is open for 5 tax years & withdrawn for a qualified
reason. Contributions are not tax deductible .
3)
Education
IRA
Tax
and penalty free withdrawals for qualified expense.
Contributions are not tax deductible.
INVESTMENT OPPORTUNITIES:
-
IRA Share Account -- no
minimum balance required.
-
IRA Share Certificate --
18 month term. A minimum deposit of $1000 is
required to open a certificate.
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