Loan Rates

AS OF MARCH 15th, 2017
  Rates are stated as APR—annual percentage rate

 

Please Call and Talk to Loan Officer Toay!

 

 

 

 

 

 

 

 

 

 

All rates listed are

as low as

 

 

 

 

 

 

 

New Vehicles, Boats (Over 16'), Motorcycles, RV's

 

 

NEW 2016 and newer

special rate sale

 

 

 

Up to 36 months

1.99%

3.00%

 

 

37 to 48 months

1.99%

3.00%

 

 

49 to 60 months

1.99%

3.00%

 

 

61 to 72 months

3.10%

3.70%

 

 

73 to 84 months**

   3.30%**

4.70%

 

 

 **73 to 84 month requires minimum amount of $30,000.        

 

 

 

 

 

Used Vehicles, Boats (Over 16'), Motorcycles, RV's

 

 

USED 2011 Thru 2016

special rate sale

 

 

 

 

 

 

 

 

up to 36 months

1.99%

3.25%

 

 

37 to 48 months

1.99%

3.25%

 

 

49 to 60 months

                     2.99%

3.75%

 

 

61 to 72 months

N/A

4.75%

 

 

 

 

 

 

 

Older Used Vehicle

 

 

 

 

USED 2010 or Older

 

 

 

 

 

 

 

 

 

24 to 36 months

 

4.75%

 

 

37 to 48 months

 

5.75%

 

 

49 to 60 months

 

6.75%

 

 

 

 

 

 

 

Collector Car Loan

Requires an appraisal - member pays

 

 

 

up to 36 months

 

7.75%

 

 

 

 

 

 

 

New Recreational Items- ATV, snowmobiles, jet skis, Boats under16ft.  4 wheeler(ATV)

 

 

                                       NEW 2015 and Newer    
                                                                                    special rate sale

 

 

up to 36 months

             2.99% 

4.75%

 

 

37 to 48 months

             2.99%

4.75%

 

 

49 to 60 months

             2.99% 

5.75%

 

 

61 to 72 months

 

6.75%

 

 

73 to 84 months**

 

7.75%

 

 

  **73 to 84 month requires minimum amount of $30,000.    
     

Used Recreational - snowmobile, Campers, Boats 16 ft & under, 4-Wheelers(ATV)

 

 

USED 2014 or Older

 

 

 

 

 

 

 

 

 

up to 36 months

 

6.75%

 

 

37 to 48 months

 

7.75%

 

 

49 to 60 months

 

8.75%

 

 

 

 

 

 

 

Personal Signature Loan

 

 

 

 

up to 36 months

 

9.90%

 

 

 

Home Equity Loans         

Member pays pencil search, mortgage filing and flood certification fees.  All Iowa Counties are Eligible

Signature Loan Rates

SHARE SECURED LOANS - Minimum rate must be 2% above paid rate used on share certificate or shares used for security.  Loan rate fixed for 12 months. 

MASTERCARD AND VISA - 9.90% FIXED RATE W/REWARDS                                                   

 

 

Equal Housing Lender