Loan Rates

AS OF October 15th, 2017
  Rates are stated as APR—annual percentage rate

 

Please Call and Talk to a Personal Financial Officer Today!

RATES ARE LISTED
AS LOW AS

 

 

 

New Vehicles, Boats (Over 16'), Motorcycles, RV's

NEW 2016 and newer

special rate sale

regular rate 

Up to 36 months

1.99%

3.00%

37 to 48 months

1.99%

3.00%

49 to 60 months

1.99%

3.00%

61 to 72 months

3.10%

3.70%

73 to 84 months**

   3.30%**

4.70%

 **73 to 84 month requires minimum amount of $30,000.    

 

 

 

Used Vehicles, Boats (Over 16'), Motorcycles, RV's

USED 2011 Thru 2016

  special rate sale

regular rate

up to 36 months

1.99%

3.25%

37 to 48 months

1.99%

3.25%

49 to 60 months

                     2.99%

3.75%

61 to 72 months

N/A

4.75%

 

 

 

Older Used Vehicle

 

 

USED 2010 or Older

 

 

24 to 36 months

 

4.75%

37 to 48 months

 

5.75%

49 to 60 months

 

6.75%

 

 

 

Collector Car Loan

Requires an appraisal - member pays

 

up to 36 months

 

7.75%

 

 

 

New Recreational Items- ATV, snowmobiles, jet skis, Boats under16ft.  4 wheeler(ATV)

                                       NEW 2016 and Newer
 
      special rate sale
  
regular rate

up to 36 months

                 2.99% 

4.75%

37 to 48 months

                 2.99%

4.75%

49 to 60 months

                 2.99% 

5.75%

61 to 72 months

 

6.75%

73 to 84 months**

 

7.75%

  **73 to 84 month requires minimum amount of $30,000.
 

Used Recreational - snowmobile, Campers, Boats 16 ft & under, 4-Wheelers(ATV)

USED 2015 or Older

 

 

up to 36 months

 

5.75%

37 to 48 months

 

6.75%

49 to 60 months

 

7.75%

 

 

 

Personal Signature Loan

 

 

up to 36 months

 

9.90%

 

Home Equity Loans         

Member pays pencil search, mortgage filing and flood certification fees.  All Iowa Counties are Eligible

Signature Loan Rates

SHARE SECURED LOANS - Minimum rate must be 2% above paid rate used on share certificate or shares used for security.  Loan rate fixed for 12 months. 

MASTERCARD AND VISA - 9.90% FIXED RATE W/REWARDS                                                   

 

Equal Housing Lender