Deposit Rates

AS OF APRIL 11th, 2017

ACCOUNT TYPE

DIVIDEND

APY

MINIMUM DEPOSIT TO EARN APY

             REGULAR SHARE  **

.080 %

.080 %

$  200.00

         SECONDARY SHARE  **

.080 %

.080 %

$  200.00

                      IRA SHARE  **

.150 %

.150 %

$      0.01

                    KIRBY CLUB   **

.080 %

.080 %

$    25.00

            CHRISTMAS CLUB  **

.080 %

.080 %

$  200.00

               MONEY MARKET  **

        .250 %

.250 %

$1000.00

   6  month Share Certificate

 .400 %

.400 %

$  500.00

  9 month  Share Certificate

.490 %

.491 %

$  500.00

12 month Share Certificate

.700 %

.701 %

$  500.00

 18 month Share Certificate

.790 %

.792 %

$  500.00

  24 month Share Certificate

1.00 %

1.020%

$  500.00

36 month Share Certificate

 1.29 %

1.294%

$  500.00

60 month Share Certificate

        1.80 %

1.808%

$  500.00

  9 month    IRA Certificate

  .490 %

.491 %

$  500.00

18 month    IRA Certificate

 .790 %

.792 %

$  500.00

 

** Rates may change after account is opened.

APY accurate as of the last dividend declaration date for all accounts except share certificates.  The share certificate APY is the APY offered within the most recent seven calendar days and assumes dividends remain on deposit until maturity.  Call the credit union at (641) 754-4501 to obtain current rate information.

*EARLY WITHDRAWAL PENALTIES:  May impose penalty for withdrawal before maturity.  If the certificate has an original maturity of less than one year, the penalty will be one month’s dividend on the amount withdrawn.  If the certificate has an original maturity of one year or more, the penalty will be three months dividends on the amount withdrawn.