|
|
Loan Rates
CURRENT LOAN RATES--May
19, 2008
*
Rates are stated as APR--annual percentage rate
|
VEHICLE
** 100% Financing On Vehicles
**
| Term |
'04-2008 |
'00-'03 |
'97-'99 |
'94-'96 |
'93 & Older |
| 1-24 Months
|
4.75% |
6.25%
|
7.90%
|
8.90%
|
9.40% |
| 25-36 Months
|
4.75% |
6.25% |
8.90% |
9.40%
|
N/A |
| 37-48 Months
|
4.75% |
6.25%
|
8.90% |
9.40% |
N/A |
| 49-60 Months
|
4.75% |
6.25%
|
N/A
|
N/A
|
N/A |
| *61-72 Months |
5.99% |
N/A |
N/A |
N/A |
N/A |
*
Loan must be for $20,000.00 or more.
** A down payment of 10% of purchase
price shall be required on all new or used
motorcycles,
boats, trailers, snowmobiles or other recreational vehicles.
|
|
HOME EQUITY
LOANS
| 1-36
Months
|
3.75%
|
| 37-60 Months
|
4.20%
|
| 61-84 Months
|
5.49%
|
Member pays pencil search, mortgage
filing, flood certification fees.
All Iowa Counties are
elgible
|
|
SIGNATURE
LOAN RATES
| 1-12 Months |
9.9% |
| 13-24 Months |
10.9% |
| 13-36 Months |
11.9% |
**Signature
Loans for 13-36 months must be from $2000-$5000
|
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SHARE
SECURED LOANS - Minimum rate must be 2% above paid rate
used on CD or
share used for security.
|
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OPEN END
LOANS - 13.25% - Must reapply after 3 years.
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MASTERCARD
AND VISA - 13.45%
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