Deposit Rates
AS OF MARCH 15, 2010
ACCOUNT
Minimum to earn APY for all Share acounts is $200 excluding IRA Share and Christmas Club
Minimum to earn APY in Kirby Club is $25.00 |
DIVIDEND
|
APY
|
|
REGULAR SHARE **
|
.50%
|
.50%
|
|
LIFE SAVINGS SHARE **
|
.25%
|
.25%
|
|
SECONDARY SHARE **
|
.50%
|
.50%
|
|
IRA SHARE **
|
1.50%
|
1.51%
|
|
KIRBY CLUB **
|
.50%
|
.50%
|
|
CHRISTMAS CLUB **
|
.50%
|
.50%
|
|
MONEY MARKET * **
|
.75%
|
.75%
|
|
6 MTH. SHARE CERTIFICATE *
|
1.000%
|
1.000%
|
|
9 MTH. SHARE CERTIFICATE *
|
1.240%
|
1.250%
|
|
12 MTH. SHARE CERTIFICATE *
|
1.490%
|
1.500%
|
|
18 MTH SHARE CERTIFICATE *
|
1.740%
|
1.750%
|
|
24 MTH. SHARE CERTIFICATE *
|
1.990%
|
2.000%
|
|
36 MTH. SHARE CERTIFICATE *
|
2.130%
|
2.150%
|
|
9 MTH. IRA CERTIFICATE *
|
1.240%
|
1.250%
|
|
18 MTH. IRA SHARE CERTIFICATE *
|
1.740%
|
1.750%
|
* $1000 Minimum to open Account and earn APY
** Rates may change after account is opened.
APY accurate as of the last dividend declaration date for all accounts except share certificates. The share certificate APY is the APY offered within the most recent seven calendar days and assumes dividends remain on deposit until maturity. Call the credit union at (641) 754-4501 to obtain current rate information.
*EARLY WITHDRAWAL PENALTIES: May impose penalty for withdrawal before maturity. If the certificate has an original maturity of less than one year, the penalty will be one month’s dividend on the amount withdrawn. If the certificate has an original maturity of one year or more, the penalty will be three months dividends on the amount withdrawn.
