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Deposit Rates
Rates effective as of 6/27/2008 and are subject to change.
| DEPOSIT |
DIVIDEND |
APY |
Min.
to earn dividend |
| Regular Share
($200 min.) |
1.00% |
1.00% |
200 |
| Life
Savings Share |
0.50% |
0.50% |
|
| Secondary Share
($200 min) |
1.00%
|
1.00% |
200 |
| IRA Share |
2.23% |
2.25% |
0 |
| Kirby Club |
1.00% |
1.00% |
25 |
| Christmas Club |
1.00% |
1.00% |
200 |
| Money Market
($1000 min.) |
1.49% |
1.50% |
1000 |
| Share Draft |
0.00% |
0.00% |
0 |
| 6 Mo. Share Certificate* |
2.04% |
2.05% |
1000 |
| 9 Mo. Share Certificate* |
2.28% |
2.30% |
1000 |
| 12 Mo. Share Certificate* |
2.13% |
2.15% |
1000 |
| 18 Mo. Share Certificate* |
2.53% |
2.55% |
1000 |
|
IRA 9 Mo. Share
Certificate * |
2.28% |
2.30% |
1000 |
| IRA
18 Mo. Share Certificate* |
2.53% |
2.55% |
1000 |
| 24 Mo. Share Certificate* |
2.13% |
2.15% |
1000 |
| 36 Mo. Share Certificate* |
2.18% |
2.20% |
1000 |
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APY is annual
percentage yield.
*EARLY WITHDRAWAL PENALTIES:
May impose
penalty for withdrawal before maturity. If the certificate has an
original maturity of less than one year, the penalty will be one month's
dividend on the amount withdrawn. If the certificate has an
original maturity of one year or more, the penalty will be three months
dividend on the amount withdrawn.
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